Ahmedabad’s rich cultural history along with its modern outlook renders it an ideal place to work and live. Its busy traffic, however, could make commuting tiresome. To ease the pain, zooming around on a two wheeler is an ideal option. Some may prefer to make an outright purchase of a motorbike or scooter, but others may like to defer their payments and take out a convenient two wheeler loan in Ahmedabad. There are numerous companies offering to finance two wheeler purchases, however Hero FinCorp is a provider in a class apart having a multitude of loan products which cater to diverse needs. They offer exemplary customer service with a quick and easy loan process.
พนันออนไลน์กับ สล็อต ใครก็เล่นได้
เพียงแค่สมัครเข้ามาร่วมลงทุนเล่นเดิมพันกับเรา ก็ไม่ต่างอะไรที่ท่านจะเข้าเล่นใน สล็อต เว็บใหญ่ เพราะว่าที่เว็บของเราได้ผ่านการตรวจสอบการทำงาน และการบริการทุกจุดมาแล้วอย่างดีที่สุด เพื่อที่จะช่วยทำให้การเสี่ยงโชค เข้าเล่นพนันในเกมนี้ สามารถที่จะการันตีได้เลยว่าท่านจะได้เงินจริง แทงเดิมพันสุดคุ้ม ลุ้นรับเงินอย่างเร้าใจไม่ยากเลย เล่นเมื่อไหร่ก็ได้ตามที่ต้องการ แค่สมัครเข้ามาเป็นสมาชิกเท่านั้น ใครก็เสี่ยงโชคได้เงินกันง่ายอย่างมาก
Features and advantages of a two wheeler loan
Loan amount –
The borrower can apply for a Two wheeler loan for amounts ranging from Rs. 10,000/- to Rs. 1,00,000/- on all Hero MotorCorp two wheelers. Hero FinCorp offers a high loan to value ratio at 95%. Although it should be taken into consideration that the balance amount would be needed to be paid by the borrower as a down payment so they should plan their finances accordingly.
Attractive rate of interest –
The rate of interest charged on these loans can be as low as 10.65% per annum. This would however depend on various factors like the loan amount applied for, repayment duration, borrower’s credit report, model of the vehicle being purchased etc. To help the borrower in making decisions before applying, Hero FinCorp provides a handy EMI calculator on its website. This calculator illustrates different EMI scenarios which assists the applicant in finalising the level of monthly debt that they are comfortable with. The interest rate could be reduced further if the borrower has an existing financial relationship with the lender.
Flexible loan duration –
The period of repayment of the loan can be adjustable up to 36 months. The borrower should keep in mind that the EMI for a shorter loan duration will be higher.
Extensive eligibility –
Any person who is a citizen of India and above 18 years of age can apply for a two wheeler loan at Hero FinCorp. Loans are granted to salaried as well as self employed individuals. Those who are salaried should be employed for at least 1 year with 6 months employment at their current job and self employed individuals should be in their current business for at least a year.
Must Read: How to check bike emi status
Simple documentation –
Only basic KYC documents are required like identity, address and income proof along with a passport size photograph. The borrower needs to provide only copies of all documents, however originals may need to be shown for verification.
Effortless process –
Applications for a two wheeler loan in Ahmedabad can be made through multiple modes at Hero FinCorp. The applicant can apply for an online bike loan on the company website, input the applicant details and details of the dealership from where they wish to make the purchase. The lender’s representative would then contact the applicant to continue with the rest of the process. In the offline mode, the applicant can walk in to the Hero MotorCorp dealership, meet the lender’s representative, discuss and finalise the terms of the loan, submit all documents and sign the loan agreement there itself.
Once all the documents are received, they are sent for scrutiny and verification. The loan could be approved within 24-48 hours and the loan agreement then need to be signed. Post which the loan amount is disbursed to the dealership and purchase can be completed.